Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Calhoun County, Alabama
Every institution that decided a 1–4 unit mortgage application in Calhoun County, home to Anniston, between 2023 and 2025: 8,202 applications, 5,401 loans actually funded, across 8 kinds of borrowing.
Calhoun County at a glance
8,202Applications decided
2023–2025
5,401Loans funded
66% of decisions
38Census tracts
12 ZIP codes
116,141People
ACS 2023
What the data shows
Lenders approved 75.2% of home-purchase applications in Calhoun County, 8.9 points below the Alabama rate.
The typical purchase mortgage here is $175K.
Home improvement loans is the hardest money to get here: lenders approved 52% of 784 applications.
Lending by loan type in Calhoun County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 75.2% | 4,544 | $175K | 92% | 225 |
| Home improvement loans | 52.0% | 784 | $45K | 89% | 55 |
| Cash-out refinance | 62.3% | 1,314 | $125K | 95% | 112 |
| Refinance | 75.2% | 852 | $165K | 92% | 99 |
| Investment property purchase | 87.8% | 436 | $105K | 83% | 94 |
| Investment cash-out refinance | 63.6% | 99 | $95K | 94% | 40 |
| Investment refinance | 89.0% | 109 | $55K | 93% | 30 |
| Investment home improvement | 67.2% | 64 | $85K | 93% | 25 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.