Local lending intelligence by ZIP code

See which lenders actually approved loans near you.

Enter your ZIP, county or state and choose the loan you need. Fat Boy shows who approved borrowers there: how often, how much they borrowed, and how often people actually took the offer.

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ZIP Code Precision

Hyper-local lending data.

Local Market Intelligence

See who’s lending nearby.

Bank & Credit Benchmarking

Compare actual lender behavior.

Actionable Insights

Turn raw lending records into answers.

What Fat Boy actually measures

Most lender comparisons start with advertised rates. Fat Boy starts with what lenders actually did with 17,640,080 real applications across 616 counties.

The number that changes the picture: borrower take-up.A lender can approve almost every application and still fund very few loans, meaning many approved borrowers did not take the offer. Approval rate alone can hide that.

Every figure comes from federal filings, never language-model guesswork. If a number cannot be derived honestly, Fat Boy leaves it out.

Lending data by state

Most active lenders