Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Craighead County, Arkansas
Every institution that decided a 1–4 unit mortgage application in Craighead County, home to Jonesboro, between 2023 and 2025: 8,334 applications, 6,482 loans actually funded, across 8 kinds of borrowing.
Craighead County at a glance
8,334Applications decided
2023–2025
6,482Loans funded
78% of decisions
22Census tracts
8 ZIP codes
112,097People
ACS 2023
What the data shows
The typical purchase mortgage here is $205K.
Home improvement loans is the hardest money to get here: lenders approved 62% of 634 applications.
Lending by loan type in Craighead County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 85.1% | 4,309 | $205K | 94% | 197 |
| Home improvement loans | 61.8% | 634 | $45K | 95% | 53 |
| Cash-out refinance | 62.8% | 866 | $135K | 95% | 93 |
| Refinance | 79.9% | 925 | $195K | 93% | 107 |
| Investment property purchase | 95.4% | 1,143 | $135K | 97% | 100 |
| Investment cash-out refinance | 75.0% | 52 | $125K | 97% | 30 |
| Investment refinance | 92.0% | 264 | $95K | 97% | 36 |
| Investment home improvement | 85.8% | 141 | $65K | 100% | 30 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.