Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for South Central Connecticut Planning Region, Connecticut
Every institution that decided a 1–4 unit mortgage application in South Central Connecticut Planning Region between 2023 and 2025 — 23,865 applications, 18,001 loans actually funded, across 8 kinds of borrowing.
South Central Connecticut Planning Region at a glance
23,865Applications decided
2023–2025
18,001Loans funded
75% of decisions
135Census tracts
26 ZIP codes
566,803People
ACS 2023
What the data shows
The typical purchase mortgage here is $325K.
Investment home improvement is the hardest money to get here: lenders approved 53% of 195 applications.
Lending by loan type in South Central Connecticut Planning Region
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 89.2% | 10,190 | $325K | 97% | 322 |
| Home improvement loans | 64.6% | 3,858 | $105K | 95% | 119 |
| Cash-out refinance | 67.5% | 4,080 | $165K | 95% | 188 |
| Refinance | 76.8% | 3,107 | $205K | 93% | 189 |
| Investment property purchase | 84.4% | 1,369 | $295K | 95% | 196 |
| Investment cash-out refinance | 76.6% | 768 | $285K | 91% | 129 |
| Investment refinance | 78.5% | 298 | $325K | 89% | 92 |
| Investment home improvement | 52.8% | 195 | $105K | 95% | 50 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How these are built.