Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Western Connecticut Planning Region, Connecticut
Every institution that decided a 1–4 unit mortgage application in Western Connecticut Planning Region, home to Stamford, between 2023 and 2025: 24,955 applications, 19,303 loans actually funded, across 8 kinds of borrowing.
Western Connecticut Planning Region at a glance
24,955Applications decided
2023–2025
19,303Loans funded
77% of decisions
145Census tracts
36 ZIP codes
621,232People
ACS 2023
What the data shows
The typical purchase mortgage here is $495K.
Investment home improvement is the hardest money to get here: lenders approved 53% of 169 applications.
Lending by loan type in Western Connecticut Planning Region
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 90.4% | 10,961 | $495K | 98% | 338 |
| Home improvement loans | 63.9% | 3,887 | $155K | 94% | 127 |
| Cash-out refinance | 69.5% | 3,411 | $285K | 94% | 221 |
| Refinance | 78.3% | 4,495 | $395K | 96% | 222 |
| Investment property purchase | 86.1% | 1,312 | $475K | 95% | 188 |
| Investment cash-out refinance | 76.2% | 488 | $425K | 95% | 121 |
| Investment refinance | 72.8% | 232 | $445K | 93% | 94 |
| Investment home improvement | 53.2% | 169 | $205K | 98% | 43 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.