Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Muscogee County, Georgia
Every institution that decided a 1–4 unit mortgage application in Muscogee County, home to Columbus, between 2023 and 2025: 11,873 applications, 8,813 loans actually funded, across 8 kinds of borrowing.
Muscogee County at a glance
11,873Applications decided
2023–2025
8,813Loans funded
74% of decisions
59Census tracts
9 ZIP codes
204,383People
ACS 2023
What the data shows
The typical purchase mortgage here is $215K.
Investment home improvement is the hardest money to get here: lenders approved 40% of 120 applications.
Lending by loan type in Muscogee County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 89.8% | 5,428 | $215K | 97% | 265 |
| Home improvement loans | 51.9% | 877 | $55K | 93% | 61 |
| Cash-out refinance | 58.7% | 2,210 | $145K | 92% | 115 |
| Refinance | 78.2% | 1,346 | $235K | 86% | 115 |
| Investment property purchase | 90.3% | 1,230 | $115K | 95% | 170 |
| Investment cash-out refinance | 71.6% | 334 | $105K | 92% | 89 |
| Investment refinance | 79.3% | 328 | $115K | 94% | 72 |
| Investment home improvement | 40.0% | 120 | $65K | 100% | 34 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.