Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Maui County, Hawaii
Every institution that decided a 1–4 unit mortgage application in Maui County, home to Kahului, between 2023 and 2025: 7,443 applications, 5,151 loans actually funded, across 8 kinds of borrowing.
Maui County at a glance
7,443Applications decided
2023–2025
5,151Loans funded
69% of decisions
45Census tracts
12 ZIP codes
164,632People
ACS 2023
What the data shows
The typical purchase mortgage here is $695K.
Investment home improvement is the hardest money to get here: lenders approved 44% of 282 applications.
Lending by loan type in Maui County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 87.5% | 2,147 | $695K | 97% | 126 |
| Home improvement loans | 54.0% | 1,256 | $175K | 94% | 40 |
| Cash-out refinance | 60.5% | 926 | $395K | 95% | 99 |
| Refinance | 69.9% | 866 | $305K | 95% | 82 |
| Investment property purchase | 84.4% | 1,279 | $605K | 96% | 139 |
| Investment cash-out refinance | 70.2% | 376 | $535K | 91% | 93 |
| Investment refinance | 74.6% | 311 | $455K | 85% | 89 |
| Investment home improvement | 44.0% | 282 | $175K | 96% | 29 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.