Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Peoria County, Illinois
Every institution that decided a 1–4 unit mortgage application in Peoria County between 2023 and 2025: 11,100 applications, 9,165 loans actually funded, across 8 kinds of borrowing.
Peoria County at a glance
11,100Applications decided
2023–2025
9,165Loans funded
83% of decisions
49Census tracts
15 ZIP codes
179,831People
ACS 2023
What the data shows
The typical purchase mortgage here is $145K.
Cash-out refinance is the hardest money to get here: lenders approved 60% of 1,004 applications.
Lending by loan type in Peoria County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 92.1% | 6,276 | $145K | 98% | 263 |
| Home improvement loans | 67.7% | 1,289 | $55K | 95% | 59 |
| Cash-out refinance | 59.8% | 1,004 | $105K | 95% | 102 |
| Refinance | 83.0% | 1,105 | $75K | 97% | 96 |
| Investment property purchase | 90.6% | 991 | $75K | 97% | 132 |
| Investment cash-out refinance | 73.6% | 163 | $75K | 91% | 41 |
| Investment refinance | 89.7% | 155 | $85K | 98% | 36 |
| Investment home improvement | 68.4% | 117 | $85K | 98% | 24 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.