Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Rock Island County, Illinois
Every institution that decided a 1–4 unit mortgage application in Rock Island County, home to Moline, between 2023 and 2025: 8,882 applications, 7,134 loans actually funded, across 8 kinds of borrowing.
Rock Island County at a glance
8,882Applications decided
2023–2025
7,134Loans funded
80% of decisions
43Census tracts
10 ZIP codes
142,995People
ACS 2023
What the data shows
The typical purchase mortgage here is $145K.
Cash-out refinance is the hardest money to get here: lenders approved 64% of 1,002 applications.
Lending by loan type in Rock Island County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 90.2% | 4,935 | $145K | 98% | 196 |
| Home improvement loans | 68.0% | 716 | $35K | 88% | 53 |
| Cash-out refinance | 64.1% | 1,002 | $105K | 94% | 86 |
| Refinance | 77.8% | 1,097 | $75K | 90% | 91 |
| Investment property purchase | 95.1% | 712 | $85K | 96% | 89 |
| Investment cash-out refinance | 76.8% | 125 | $85K | 91% | 42 |
| Investment refinance | 88.0% | 183 | $85K | 90% | 34 |
| Investment home improvement | 86.6% | 112 | $95K | 96% | 23 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.