Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Clark County, Indiana
Every institution that decided a 1–4 unit mortgage application in Clark County, home to Jeffersonville, between 2023 and 2025: 12,090 applications, 9,666 loans actually funded, across 8 kinds of borrowing.
Clark County at a glance
12,090Applications decided
2023–2025
9,666Loans funded
80% of decisions
27Census tracts
7 ZIP codes
122,800People
ACS 2023
What the data shows
The typical purchase mortgage here is $225K.
Lending by loan type in Clark County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 87.9% | 6,652 | $225K | 98% | 270 |
| Home improvement loans | 71.4% | 1,418 | $55K | 95% | 76 |
| Cash-out refinance | 72.2% | 1,899 | $155K | 95% | 138 |
| Refinance | 83.5% | 1,422 | $155K | 93% | 138 |
| Investment property purchase | 90.4% | 427 | $145K | 97% | 107 |
| Investment cash-out refinance | 78.5% | 107 | $125K | 92% | 39 |
| Investment refinance | 84.1% | 107 | $135K | 96% | 45 |
| Investment home improvement | 63.8% | 58 | $95K | 95% | 24 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.