Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Wyandotte County, Kansas
Every institution that decided a 1–4 unit mortgage application in Wyandotte County, home to Kansas City, between 2023 and 2025: 10,836 applications, 8,053 loans actually funded, across 8 kinds of borrowing.
Wyandotte County at a glance
10,836Applications decided
2023–2025
8,053Loans funded
74% of decisions
64Census tracts
12 ZIP codes
167,277People
ACS 2023
What the data shows
Lenders approved 87.2% of home-purchase applications in Wyandotte County, 3.7 points below the Kansas rate.
The typical purchase mortgage here is $215K.
Investment home improvement is the hardest money to get here: lenders approved 49% of 114 applications.
Lending by loan type in Wyandotte County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 87.2% | 5,305 | $215K | 97% | 238 |
| Home improvement loans | 56.5% | 1,396 | $55K | 90% | 74 |
| Cash-out refinance | 64.5% | 1,608 | $145K | 95% | 146 |
| Refinance | 74.7% | 1,000 | $175K | 92% | 126 |
| Investment property purchase | 89.2% | 795 | $145K | 96% | 169 |
| Investment cash-out refinance | 79.7% | 286 | $135K | 90% | 83 |
| Investment refinance | 85.5% | 332 | $145K | 95% | 81 |
| Investment home improvement | 49.1% | 114 | $85K | 95% | 37 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.