Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Calcasieu Parish, Louisiana
Every institution that decided a 1–4 unit mortgage application in Calcasieu Parish, home to Lake Charles, between 2023 and 2025: 11,093 applications, 7,686 loans actually funded, across 8 kinds of borrowing.
Calcasieu Parish at a glance
11,093Applications decided
2023–2025
7,686Loans funded
69% of decisions
56Census tracts
13 ZIP codes
208,668People
ACS 2023
What the data shows
The typical purchase mortgage here is $205K.
Cash-out refinance is the hardest money to get here: lenders approved 54% of 1,253 applications.
Lending by loan type in Calcasieu Parish
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 76.3% | 6,780 | $205K | 94% | 226 |
| Home improvement loans | 54.5% | 473 | $85K | 81% | 51 |
| Cash-out refinance | 53.9% | 1,253 | $125K | 95% | 97 |
| Refinance | 76.1% | 1,258 | $225K | 92% | 118 |
| Investment property purchase | 86.7% | 637 | $105K | 94% | 97 |
| Investment cash-out refinance | 72.8% | 125 | $95K | 93% | 43 |
| Investment refinance | 94.7% | 494 | $75K | 99% | 46 |
| Investment home improvement | 63.0% | 73 | $85K | 89% | 28 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.