Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Lafayette Parish, Louisiana
Every institution that decided a 1–4 unit mortgage application in Lafayette Parish between 2023 and 2025: 17,526 applications, 12,335 loans actually funded, across 8 kinds of borrowing.
Lafayette Parish at a glance
17,526Applications decided
2023–2025
12,335Loans funded
70% of decisions
58Census tracts
11 ZIP codes
245,075People
ACS 2023
What the data shows
Lenders approved 75.5% of home-purchase applications in Lafayette Parish, 3.4 points below the Louisiana rate.
The typical purchase mortgage here is $225K.
Cash-out refinance is the hardest money to get here: lenders approved 54% of 1,650 applications.
Lending by loan type in Lafayette Parish
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 75.5% | 11,372 | $225K | 95% | 295 |
| Home improvement loans | 58.6% | 846 | $75K | 86% | 66 |
| Cash-out refinance | 53.9% | 1,650 | $135K | 93% | 136 |
| Refinance | 79.6% | 1,590 | $235K | 92% | 156 |
| Investment property purchase | 87.2% | 1,326 | $145K | 97% | 158 |
| Investment cash-out refinance | 67.9% | 165 | $115K | 95% | 58 |
| Investment refinance | 95.0% | 524 | $105K | 97% | 65 |
| Investment home improvement | 60.4% | 53 | $55K | 97% | 30 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.