Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Ouachita Parish, Louisiana
Every institution that decided a 1–4 unit mortgage application in Ouachita Parish, home to Monroe, between 2023 and 2025: 8,861 applications, 6,299 loans actually funded, across 8 kinds of borrowing.
Ouachita Parish at a glance
8,861Applications decided
2023–2025
6,299Loans funded
71% of decisions
47Census tracts
7 ZIP codes
158,916People
ACS 2023
What the data shows
Lenders approved 74.2% of home-purchase applications in Ouachita Parish, 4.6 points below the Louisiana rate.
The typical purchase mortgage here is $195K.
Cash-out refinance is the hardest money to get here: lenders approved 58% of 898 applications.
Lending by loan type in Ouachita Parish
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 74.2% | 4,999 | $195K | 92% | 179 |
| Home improvement loans | 60.1% | 386 | $55K | 90% | 38 |
| Cash-out refinance | 58.2% | 898 | $125K | 95% | 85 |
| Refinance | 81.7% | 914 | $205K | 92% | 88 |
| Investment property purchase | 92.0% | 859 | $115K | 97% | 87 |
| Investment cash-out refinance | 68.5% | 73 | $105K | 82% | 31 |
| Investment refinance | 96.3% | 652 | $95K | 97% | 32 |
| Investment home improvement | 88.8% | 80 | $45K | 100% | 19 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.