Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Rapides Parish, Louisiana
Every institution that decided a 1–4 unit mortgage application in Rapides Parish, home to Alexandria, between 2023 and 2025: 7,319 applications, 5,024 loans actually funded, across 8 kinds of borrowing.
Rapides Parish at a glance
7,319Applications decided
2023–2025
5,024Loans funded
69% of decisions
39Census tracts
11 ZIP codes
128,470People
ACS 2023
What the data shows
Lenders approved 72.2% of home-purchase applications in Rapides Parish, 6.6 points below the Louisiana rate.
The typical purchase mortgage here is $185K.
Cash-out refinance is the hardest money to get here: lenders approved 59% of 875 applications.
Lending by loan type in Rapides Parish
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 72.2% | 4,262 | $185K | 92% | 167 |
| Home improvement loans | 63.3% | 379 | $45K | 93% | 38 |
| Cash-out refinance | 58.6% | 875 | $135K | 93% | 87 |
| Refinance | 82.6% | 820 | $125K | 94% | 93 |
| Investment property purchase | 91.8% | 525 | $105K | 95% | 67 |
| Investment cash-out refinance | 76.2% | 80 | $115K | 97% | 28 |
| Investment refinance | 96.2% | 318 | $75K | 98% | 21 |
| Investment home improvement | 85.0% | 60 | $45K | 100% | 12 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.