Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Terrebonne Parish, Louisiana
Every institution that decided a 1–4 unit mortgage application in Terrebonne Parish, home to Houma, between 2023 and 2025: 5,515 applications, 3,401 loans actually funded, across 8 kinds of borrowing.
Terrebonne Parish at a glance
5,515Applications decided
2023–2025
3,401Loans funded
62% of decisions
34Census tracts
10 ZIP codes
107,362People
ACS 2023
What the data shows
Lenders approved 64.1% of home-purchase applications in Terrebonne Parish, 14.7 points below the Louisiana rate.
The typical purchase mortgage here is $195K.
Home improvement loans is the hardest money to get here: lenders approved 51% of 259 applications.
Lending by loan type in Terrebonne Parish
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 64.1% | 3,515 | $195K | 93% | 145 |
| Home improvement loans | 51.0% | 259 | $75K | 83% | 31 |
| Cash-out refinance | 54.7% | 620 | $125K | 93% | 82 |
| Refinance | 75.0% | 488 | $195K | 95% | 79 |
| Investment property purchase | 86.6% | 253 | $105K | 91% | 52 |
| Investment cash-out refinance | 75.8% | 62 | $115K | 85% | 24 |
| Investment refinance | 97.8% | 276 | $75K | 98% | 27 |
| Investment home improvement | 61.9% | 42 | $75K | 100% | 16 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.