Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Androscoggin County, Maine
Every institution that decided a 1–4 unit mortgage application in Androscoggin County, home to Lewiston, between 2023 and 2025: 8,086 applications, 6,264 loans actually funded, across 8 kinds of borrowing.
Androscoggin County at a glance
8,086Applications decided
2023–2025
6,264Loans funded
77% of decisions
32Census tracts
13 ZIP codes
112,323People
ACS 2023
What the data shows
The typical purchase mortgage here is $285K.
Lending by loan type in Androscoggin County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 89.7% | 3,987 | $285K | 96% | 174 |
| Home improvement loans | 71.6% | 1,019 | $55K | 95% | 72 |
| Cash-out refinance | 69.0% | 1,486 | $175K | 96% | 109 |
| Refinance | 79.6% | 957 | $235K | 92% | 102 |
| Investment property purchase | 83.7% | 373 | $225K | 94% | 87 |
| Investment cash-out refinance | 70.6% | 102 | $205K | 88% | 41 |
| Investment refinance | 78.6% | 84 | $215K | 89% | 41 |
| Investment home improvement | 66.7% | 78 | $75K | 98% | 24 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.