Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Greene County, Missouri
Every institution that decided a 1–4 unit mortgage application in Greene County, home to Springfield, between 2023 and 2025: 22,691 applications, 18,957 loans actually funded, across 8 kinds of borrowing.
Greene County at a glance
22,691Applications decided
2023–2025
18,957Loans funded
84% of decisions
78Census tracts
17 ZIP codes
301,121People
ACS 2023
What the data shows
The typical purchase mortgage here is $215K.
Home improvement loans is the hardest money to get here: lenders approved 67% of 2,081 applications.
Lending by loan type in Greene County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 91.4% | 11,872 | $215K | 97% | 327 |
| Home improvement loans | 67.3% | 2,081 | $55K | 97% | 93 |
| Cash-out refinance | 74.0% | 2,941 | $135K | 96% | 160 |
| Refinance | 83.9% | 2,775 | $195K | 95% | 171 |
| Investment property purchase | 95.0% | 1,846 | $155K | 97% | 167 |
| Investment cash-out refinance | 83.7% | 344 | $135K | 98% | 79 |
| Investment refinance | 95.8% | 667 | $135K | 97% | 73 |
| Investment home improvement | 77.6% | 165 | $85K | 95% | 44 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.