Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Jasper County, Missouri
Every institution that decided a 1–4 unit mortgage application in Jasper County, home to Joplin, between 2023 and 2025: 9,406 applications, 7,655 loans actually funded, across 8 kinds of borrowing.
Jasper County at a glance
9,406Applications decided
2023–2025
7,655Loans funded
81% of decisions
29Census tracts
8 ZIP codes
123,532People
ACS 2023
What the data shows
The typical purchase mortgage here is $175K.
Lending by loan type in Jasper County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 90.3% | 4,915 | $175K | 97% | 221 |
| Home improvement loans | 68.2% | 937 | $55K | 96% | 57 |
| Cash-out refinance | 65.5% | 1,167 | $135K | 96% | 106 |
| Refinance | 84.4% | 947 | $105K | 94% | 89 |
| Investment property purchase | 94.6% | 1,000 | $115K | 96% | 108 |
| Investment cash-out refinance | 55.2% | 58 | $85K | 97% | 29 |
| Investment refinance | 94.8% | 267 | $105K | 98% | 41 |
| Investment home improvement | 74.8% | 115 | $75K | 97% | 24 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.