Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Douglas County, Nebraska
Every institution that decided a 1–4 unit mortgage application in Douglas County, home to Omaha, between 2023 and 2025: 41,074 applications, 34,185 loans actually funded, across 8 kinds of borrowing.
Douglas County at a glance
41,074Applications decided
2023–2025
34,185Loans funded
83% of decisions
163Census tracts
32 ZIP codes
585,461People
ACS 2023
What the data shows
The typical purchase mortgage here is $245K.
Investment home improvement is the hardest money to get here: lenders approved 66% of 339 applications.
Lending by loan type in Douglas County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 93.1% | 21,925 | $245K | 98% | 360 |
| Home improvement loans | 72.5% | 5,186 | $55K | 92% | 117 |
| Cash-out refinance | 71.4% | 4,960 | $135K | 97% | 190 |
| Refinance | 82.7% | 4,545 | $195K | 94% | 203 |
| Investment property purchase | 92.7% | 2,813 | $175K | 97% | 215 |
| Investment cash-out refinance | 74.3% | 443 | $155K | 94% | 100 |
| Investment refinance | 87.8% | 863 | $135K | 95% | 108 |
| Investment home improvement | 66.4% | 339 | $75K | 93% | 59 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.