Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Tompkins County, New York
Every institution that decided a 1–4 unit mortgage application in Tompkins County, home to Ithaca, between 2023 and 2025: 3,519 applications, 2,812 loans actually funded, across 8 kinds of borrowing.
Tompkins County at a glance
3,519Applications decided
2023–2025
2,812Loans funded
80% of decisions
26Census tracts
8 ZIP codes
102,879People
ACS 2023
What the data shows
The typical purchase mortgage here is $275K.
Lending by loan type in Tompkins County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 88.6% | 1,943 | $275K | 96% | 106 |
| Home improvement loans | 74.0% | 642 | $75K | 97% | 43 |
| Cash-out refinance | 74.2% | 306 | $155K | 97% | 42 |
| Refinance | 77.7% | 309 | $115K | 97% | 43 |
| Investment property purchase | 87.7% | 220 | $295K | 96% | 59 |
| Investment cash-out refinance | 65.5% | 29 | $235K | 84% | 16 |
| Investment refinance | 85.4% | 41 | $195K | 94% | 17 |
| Investment home improvement | 72.4% | 29 | $165K | 90% | 15 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.