Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Tulsa County, Oklahoma
Every institution that decided a 1–4 unit mortgage application in Tulsa County between 2023 and 2025: 43,779 applications, 33,961 loans actually funded, across 8 kinds of borrowing.
Tulsa County at a glance
43,779Applications decided
2023–2025
33,961Loans funded
78% of decisions
208Census tracts
37 ZIP codes
673,708People
ACS 2023
What the data shows
The typical purchase mortgage here is $245K.
Investment home improvement is the hardest money to get here: lenders approved 66% of 543 applications.
Lending by loan type in Tulsa County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 89.6% | 22,729 | $245K | 95% | 454 |
| Home improvement loans | 67.9% | 6,101 | $65K | 92% | 121 |
| Cash-out refinance | 66.6% | 5,433 | $135K | 94% | 216 |
| Refinance | 75.8% | 3,423 | $215K | 91% | 220 |
| Investment property purchase | 92.6% | 3,912 | $155K | 95% | 287 |
| Investment cash-out refinance | 72.2% | 647 | $135K | 93% | 126 |
| Investment refinance | 87.2% | 991 | $145K | 95% | 124 |
| Investment home improvement | 65.9% | 543 | $75K | 95% | 74 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.