Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Blair County, Pennsylvania
Every institution that decided a 1–4 unit mortgage application in Blair County, home to Altoona, between 2023 and 2025: 7,079 applications, 5,397 loans actually funded, across 8 kinds of borrowing.
Blair County at a glance
7,079Applications decided
2023–2025
5,397Loans funded
76% of decisions
38Census tracts
10 ZIP codes
121,854People
ACS 2023
What the data shows
The typical purchase mortgage here is $155K.
Cash-out refinance is the hardest money to get here: lenders approved 62% of 882 applications.
Lending by loan type in Blair County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 87.8% | 2,972 | $155K | 98% | 177 |
| Home improvement loans | 69.0% | 1,458 | $45K | 96% | 61 |
| Cash-out refinance | 62.2% | 882 | $105K | 95% | 83 |
| Refinance | 75.3% | 1,130 | $75K | 96% | 80 |
| Investment property purchase | 91.5% | 410 | $85K | 99% | 69 |
| Investment cash-out refinance | 64.3% | 28 | $95K | 94% | 20 |
| Investment refinance | 85.0% | 93 | $95K | 95% | 22 |
| Investment home improvement | 71.7% | 106 | $55K | 99% | 22 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.