Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Bayamón Municipio, Puerto Rico
Every institution that decided a 1–4 unit mortgage application in Bayamón Municipio between 2023 and 2025: 4,370 applications, 3,502 loans actually funded, across 8 kinds of borrowing.
Bayamón Municipio at a glance
4,370Applications decided
2023–2025
3,502Loans funded
80% of decisions
63Census tracts
5 ZIP codes
183,456People
ACS 2023
What the data shows
The typical purchase mortgage here is $135K.
Lending by loan type in Bayamón Municipio
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 83.4% | 3,691 | $135K | 98% | 46 |
| Home improvement loans | 79.3% | 29 | $95K | 100% | 5 |
| Cash-out refinance | 75.9% | 299 | $125K | 94% | 32 |
| Refinance | 76.3% | 97 | $125K | 91% | 23 |
| Investment property purchase | 81.8% | 192 | $115K | 99% | 31 |
| Investment cash-out refinance | 68.9% | 45 | $105K | 97% | 19 |
| Investment refinance | 72.7% | 11 | $95K | 75% | 7 |
| Investment home improvement | 83.3% | 6 | $105K | 100% | 3 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.