Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Caguas Municipio, Puerto Rico
Every institution that decided a 1–4 unit mortgage application in Caguas Municipio between 2023 and 2025: 2,668 applications, 2,160 loans actually funded, across 8 kinds of borrowing.
Caguas Municipio at a glance
2,668Applications decided
2023–2025
2,160Loans funded
81% of decisions
34Census tracts
2 ZIP codes
126,239People
ACS 2023
What the data shows
The typical purchase mortgage here is $125K.
Lending by loan type in Caguas Municipio
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 83.7% | 2,287 | $125K | 98% | 42 |
| Home improvement loans | 92.9% | 14 | $85K | 100% | 3 |
| Cash-out refinance | 75.8% | 149 | $135K | 96% | 29 |
| Refinance | 68.3% | 60 | $165K | 98% | 18 |
| Investment property purchase | 79.1% | 134 | $105K | 92% | 25 |
| Investment cash-out refinance | 61.5% | 13 | $95K | 100% | 10 |
| Investment refinance | 87.5% | 8 | $105K | 86% | 5 |
| Investment home improvement | 100.0% | 3 | $125K | 67% | 2 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.