Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Carolina Municipio, Puerto Rico
Every institution that decided a 1–4 unit mortgage application in Carolina Municipio between 2023 and 2025: 3,547 applications, 2,760 loans actually funded, across 8 kinds of borrowing.
Carolina Municipio at a glance
3,547Applications decided
2023–2025
2,760Loans funded
78% of decisions
44Census tracts
5 ZIP codes
153,226People
ACS 2023
What the data shows
The typical purchase mortgage here is $145K.
Lending by loan type in Carolina Municipio
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 80.6% | 2,793 | $145K | 98% | 51 |
| Home improvement loans | 56.7% | 30 | $105K | 100% | 5 |
| Cash-out refinance | 80.9% | 199 | $125K | 96% | 28 |
| Refinance | 71.9% | 57 | $105K | 95% | 20 |
| Investment property purchase | 79.2% | 413 | $165K | 96% | 37 |
| Investment cash-out refinance | 76.2% | 42 | $145K | 94% | 19 |
| Investment refinance | 71.4% | 7 | $135K | 100% | 7 |
| Investment home improvement | 100.0% | 6 | $85K | 100% | 2 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.