Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Brazos County, Texas
Every institution that decided a 1–4 unit mortgage application in Brazos County, home to College Station, between 2023 and 2025: 12,746 applications, 9,573 loans actually funded, across 8 kinds of borrowing.
Brazos County at a glance
12,746Applications decided
2023–2025
9,573Loans funded
75% of decisions
63Census tracts
8 ZIP codes
237,980People
ACS 2023
What the data shows
Lenders approved 79.0% of home-purchase applications in Brazos County, 5.0 points below the Texas rate.
The typical purchase mortgage here is $295K.
Home improvement loans is the hardest money to get here: lenders approved 55% of 674 applications.
Lending by loan type in Brazos County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 79.0% | 8,187 | $295K | 96% | 413 |
| Home improvement loans | 55.3% | 674 | $105K | 92% | 59 |
| Cash-out refinance | 69.6% | 784 | $205K | 94% | 100 |
| Refinance | 74.0% | 805 | $315K | 93% | 143 |
| Investment property purchase | 90.9% | 1,874 | $215K | 97% | 331 |
| Investment cash-out refinance | 79.0% | 181 | $185K | 90% | 80 |
| Investment refinance | 81.5% | 195 | $195K | 91% | 71 |
| Investment home improvement | 67.4% | 46 | $135K | 90% | 21 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.