Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Nueces County, Texas
Every institution that decided a 1–4 unit mortgage application in Nueces County, home to Corpus Christi, between 2023 and 2025: 21,671 applications, 15,319 loans actually funded, across 8 kinds of borrowing.
Nueces County at a glance
21,671Applications decided
2023–2025
15,319Loans funded
71% of decisions
96Census tracts
19 ZIP codes
352,829People
ACS 2023
What the data shows
The typical purchase mortgage here is $245K.
Home improvement loans is the hardest money to get here: lenders approved 44% of 1,282 applications.
Lending by loan type in Nueces County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 81.5% | 12,114 | $245K | 96% | 361 |
| Home improvement loans | 43.7% | 1,282 | $55K | 91% | 69 |
| Cash-out refinance | 61.7% | 3,104 | $115K | 85% | 125 |
| Refinance | 66.6% | 1,673 | $265K | 90% | 150 |
| Investment property purchase | 86.8% | 2,170 | $205K | 95% | 301 |
| Investment cash-out refinance | 69.2% | 571 | $155K | 92% | 113 |
| Investment refinance | 83.7% | 633 | $195K | 96% | 135 |
| Investment home improvement | 54.8% | 124 | $105K | 93% | 38 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.