Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Randall County, Texas
Every institution that decided a 1–4 unit mortgage application in Randall County, home to Amarillo, between 2023 and 2025: 11,089 applications, 8,610 loans actually funded, across 8 kinds of borrowing.
Randall County at a glance
11,089Applications decided
2023–2025
8,610Loans funded
78% of decisions
33Census tracts
8 ZIP codes
143,791People
ACS 2023
What the data shows
Lenders approved 87.2% of home-purchase applications in Randall County, 3.1 points above the Texas rate.
The typical purchase mortgage here is $235K.
Home improvement loans is the hardest money to get here: lenders approved 53% of 298 applications.
Lending by loan type in Randall County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 87.2% | 7,349 | $235K | 92% | 289 |
| Home improvement loans | 53.4% | 298 | $65K | 89% | 36 |
| Cash-out refinance | 78.7% | 1,378 | $85K | 93% | 77 |
| Refinance | 75.7% | 954 | $255K | 88% | 118 |
| Investment property purchase | 94.3% | 768 | $155K | 93% | 92 |
| Investment cash-out refinance | 85.2% | 115 | $125K | 96% | 50 |
| Investment refinance | 91.5% | 188 | $125K | 92% | 42 |
| Investment home improvement | 79.5% | 39 | $125K | 94% | 16 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.