Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Taylor County, Texas
Every institution that decided a 1–4 unit mortgage application in Taylor County, home to Abilene, between 2023 and 2025: 10,385 applications, 8,274 loans actually funded, across 8 kinds of borrowing.
Taylor County at a glance
10,385Applications decided
2023–2025
8,274Loans funded
80% of decisions
41Census tracts
9 ZIP codes
144,259People
ACS 2023
What the data shows
The typical purchase mortgage here is $235K.
Investment cash-out refinance is the hardest money to get here: lenders approved 64% of 157 applications.
Lending by loan type in Taylor County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 86.0% | 6,626 | $235K | 96% | 277 |
| Home improvement loans | 64.8% | 526 | $75K | 97% | 44 |
| Cash-out refinance | 68.6% | 930 | $135K | 94% | 88 |
| Refinance | 77.9% | 850 | $255K | 90% | 110 |
| Investment property purchase | 93.9% | 1,042 | $125K | 97% | 147 |
| Investment cash-out refinance | 63.7% | 157 | $115K | 90% | 63 |
| Investment refinance | 88.8% | 169 | $135K | 94% | 51 |
| Investment home improvement | 91.8% | 85 | $75K | 100% | 19 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.