Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Tom Green County, Texas
Every institution that decided a 1–4 unit mortgage application in Tom Green County, home to San Angelo, between 2023 and 2025: 6,520 applications, 5,213 loans actually funded, across 8 kinds of borrowing.
Tom Green County at a glance
6,520Applications decided
2023–2025
5,213Loans funded
80% of decisions
27Census tracts
6 ZIP codes
119,398People
ACS 2023
What the data shows
Lenders approved 88.5% of home-purchase applications in Tom Green County, 4.4 points above the Texas rate.
The typical purchase mortgage here is $245K.
Home improvement loans is the hardest money to get here: lenders approved 59% of 314 applications.
Lending by loan type in Tom Green County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 88.5% | 4,137 | $245K | 96% | 243 |
| Home improvement loans | 59.2% | 314 | $75K | 92% | 39 |
| Cash-out refinance | 67.3% | 648 | $155K | 95% | 91 |
| Refinance | 75.5% | 636 | $265K | 89% | 91 |
| Investment property purchase | 94.5% | 543 | $145K | 98% | 83 |
| Investment cash-out refinance | 80.9% | 110 | $125K | 93% | 45 |
| Investment refinance | 85.7% | 105 | $115K | 96% | 31 |
| Investment home improvement | 63.0% | 27 | $45K | 100% | 15 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.