Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Webb County, Texas
Every institution that decided a 1–4 unit mortgage application in Webb County, home to Laredo, between 2023 and 2025: 10,965 applications, 7,455 loans actually funded, across 8 kinds of borrowing.
Webb County at a glance
10,965Applications decided
2023–2025
7,455Loans funded
68% of decisions
69Census tracts
7 ZIP codes
267,731People
ACS 2023
What the data shows
Lenders approved 79.1% of home-purchase applications in Webb County, 4.9 points below the Texas rate.
The typical purchase mortgage here is $235K.
Home improvement loans is the hardest money to get here: lenders approved 37% of 588 applications.
Lending by loan type in Webb County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 79.1% | 7,857 | $235K | 93% | 212 |
| Home improvement loans | 36.7% | 588 | $65K | 94% | 43 |
| Cash-out refinance | 55.1% | 934 | $165K | 91% | 86 |
| Refinance | 60.7% | 755 | $195K | 87% | 96 |
| Investment property purchase | 82.8% | 528 | $165K | 92% | 93 |
| Investment cash-out refinance | 61.1% | 172 | $135K | 90% | 60 |
| Investment refinance | 74.5% | 94 | $155K | 91% | 32 |
| Investment home improvement | 73.0% | 37 | $65K | 93% | 15 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.