Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Arlington County, Virginia
Every institution that decided a 1–4 unit mortgage application in Arlington County between 2023 and 2025: 9,234 applications, 7,874 loans actually funded, across 8 kinds of borrowing.
Arlington County at a glance
9,234Applications decided
2023–2025
7,874Loans funded
85% of decisions
71Census tracts
10 ZIP codes
235,463People
ACS 2023
What the data shows
Lenders approved 95.2% of home-purchase applications in Arlington County, 3.2 points above the Virginia rate.
The typical purchase mortgage here is $575K.
Lending by loan type in Arlington County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 95.2% | 5,413 | $575K | 98% | 300 |
| Home improvement loans | 70.0% | 1,162 | $155K | 94% | 88 |
| Cash-out refinance | 78.3% | 682 | $255K | 96% | 128 |
| Refinance | 80.2% | 1,163 | $535K | 95% | 157 |
| Investment property purchase | 91.5% | 543 | $425K | 98% | 143 |
| Investment cash-out refinance | 66.7% | 111 | $375K | 92% | 62 |
| Investment refinance | 73.2% | 97 | $505K | 99% | 57 |
| Investment home improvement | 39.7% | 63 | $225K | 92% | 27 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.