Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Lee County, Alabama
Every institution that decided a 1–4 unit mortgage application in Lee County, home to Auburn, between 2023 and 2025: 14,947 applications, 11,401 loans actually funded, across 8 kinds of borrowing.
Lee County at a glance
14,947Applications decided
2023–2025
11,401Loans funded
76% of decisions
48Census tracts
9 ZIP codes
177,663People
ACS 2023
What the data shows
The typical purchase mortgage here is $295K.
Lending by loan type in Lee County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 82.3% | 8,352 | $295K | 96% | 299 |
| Home improvement loans | 66.9% | 1,236 | $75K | 92% | 75 |
| Cash-out refinance | 68.8% | 1,979 | $155K | 94% | 141 |
| Refinance | 81.5% | 1,527 | $275K | 92% | 140 |
| Investment property purchase | 92.1% | 1,403 | $205K | 97% | 231 |
| Investment cash-out refinance | 69.8% | 136 | $195K | 93% | 61 |
| Investment refinance | 91.1% | 246 | $95K | 96% | 73 |
| Investment home improvement | 63.2% | 68 | $105K | 98% | 31 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.