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investment property improvement lenders · HMDA 2023–2025

Investment property improvement lenders in Lee County, Alabama

Fat Boy Data analyzed investment home improvement loan activity in Lee County, Alabama to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 68 applications were decided by 31 lenders between 2023 and 2025.

Lee County at a glance

31Active lenders0 with 20+ decisions
63.2%Market approval rate43 of 68 decided
$105KTypical loanmedian lender, $10K brackets
98%Borrower take-up42 loans funded

How Lee County compares

Approval rate compared
Lee County63.2%Alabama55.5%All 616 counties51.2%
Typical loan compared
Lee County$105KAlabama$85KAll 616 counties$115K

What the data shows

River Bank & Trust made the most investment home improvement loans in Lee County, AL, 10 of them.

Lenders approved 63.2% of investment home improvement loan applications in Lee County, AL, 7.7 percentage points above the Alabama rate of 55.5%.

The typical investment home improvement loan here is $105K, 24% larger than the Alabama typical of $85K.

Investment property improvement lenders in Lee County

LenderApprovalApprovedTaken upTypical loanLoans made
1River Bank & TrustLimited sample91%10 / 11100%$105K10
2Navy Federal Credit UnionLimited sample50%4 / 8100%$65K4
3PNC Bank, National AssociationLimited sample86%6 / 7100%$95K6
4SouthState Bank, National AssociationLimited sample60%3 / 5100%$195K3
5Regions BankLimited sample0%0 / 30

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 26 more lenders.

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You are seeing the 5 largest investment home improvement loan lenders in Lee County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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