Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Faulkner County, Arkansas
Every institution that decided a 1–4 unit mortgage application in Faulkner County, home to Conway, between 2023 and 2025: 10,345 applications, 7,880 loans actually funded, across 8 kinds of borrowing.
Faulkner County at a glance
10,345Applications decided
2023–2025
7,880Loans funded
76% of decisions
28Census tracts
7 ZIP codes
126,001People
ACS 2023
What the data shows
Lenders approved 81.6% of home-purchase applications in Faulkner County, 4.1 points below the Arkansas rate.
The typical purchase mortgage here is $225K.
Cash-out refinance is the hardest money to get here: lenders approved 68% of 1,123 applications.
Lending by loan type in Faulkner County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 81.6% | 6,015 | $225K | 95% | 238 |
| Home improvement loans | 68.9% | 983 | $55K | 94% | 55 |
| Cash-out refinance | 68.0% | 1,123 | $145K | 96% | 105 |
| Refinance | 82.1% | 1,096 | $215K | 93% | 131 |
| Investment property purchase | 94.4% | 781 | $155K | 97% | 105 |
| Investment cash-out refinance | 77.5% | 80 | $145K | 98% | 36 |
| Investment refinance | 95.2% | 167 | $135K | 97% | 35 |
| Investment home improvement | 80.0% | 100 | $75K | 100% | 23 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.