Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Pulaski County, Arkansas
Every institution that decided a 1–4 unit mortgage application in Pulaski County, home to Little Rock, between 2023 and 2025: 28,113 applications, 20,710 loans actually funded, across 8 kinds of borrowing.
Pulaski County at a glance
28,113Applications decided
2023–2025
20,710Loans funded
74% of decisions
107Census tracts
24 ZIP codes
398,949People
ACS 2023
What the data shows
The typical purchase mortgage here is $215K.
Home improvement loans is the hardest money to get here: lenders approved 55% of 3,461 applications.
Lending by loan type in Pulaski County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 84.8% | 13,945 | $215K | 95% | 353 |
| Home improvement loans | 54.7% | 3,461 | $55K | 92% | 91 |
| Cash-out refinance | 59.3% | 3,369 | $135K | 94% | 169 |
| Refinance | 76.6% | 2,775 | $215K | 93% | 175 |
| Investment property purchase | 92.6% | 3,182 | $125K | 97% | 235 |
| Investment cash-out refinance | 68.6% | 392 | $105K | 94% | 101 |
| Investment refinance | 90.1% | 609 | $125K | 97% | 95 |
| Investment home improvement | 65.3% | 380 | $85K | 95% | 50 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.