Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Saline County, Arkansas
Every institution that decided a 1–4 unit mortgage application in Saline County, home to Benton, between 2023 and 2025: 11,809 applications, 8,628 loans actually funded, across 8 kinds of borrowing.
Saline County at a glance
11,809Applications decided
2023–2025
8,628Loans funded
73% of decisions
30Census tracts
9 ZIP codes
125,724People
ACS 2023
What the data shows
Lenders approved 80.4% of home-purchase applications in Saline County, 5.3 points below the Arkansas rate.
The typical purchase mortgage here is $225K.
Home improvement loans is the hardest money to get here: lenders approved 63% of 1,015 applications.
Lending by loan type in Saline County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 80.4% | 7,253 | $225K | 93% | 269 |
| Home improvement loans | 62.7% | 1,015 | $55K | 94% | 54 |
| Cash-out refinance | 67.3% | 1,289 | $135K | 95% | 120 |
| Refinance | 78.9% | 1,180 | $255K | 94% | 133 |
| Investment property purchase | 90.8% | 815 | $155K | 96% | 147 |
| Investment cash-out refinance | 68.6% | 51 | $115K | 100% | 37 |
| Investment refinance | 87.6% | 137 | $155K | 99% | 41 |
| Investment home improvement | 72.5% | 69 | $75K | 98% | 23 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.