Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Douglas County, Colorado
Every institution that decided a 1–4 unit mortgage application in Douglas County, home to Castle Rock, between 2023 and 2025: 38,825 applications, 31,584 loans actually funded, across 8 kinds of borrowing.
Douglas County at a glance
38,825Applications decided
2023–2025
31,584Loans funded
81% of decisions
72Census tracts
14 ZIP codes
368,283People
ACS 2023
What the data shows
Lenders approved 93.9% of home-purchase applications in Douglas County, 3.7 points above the Colorado rate.
The typical purchase mortgage here is $565K.
Investment home improvement is the hardest money to get here: lenders approved 56% of 151 applications.
Lending by loan type in Douglas County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 93.9% | 20,649 | $565K | 96% | 511 |
| Home improvement loans | 73.9% | 5,626 | $105K | 93% | 152 |
| Cash-out refinance | 73.5% | 5,698 | $155K | 95% | 267 |
| Refinance | 80.4% | 5,165 | $545K | 94% | 314 |
| Investment property purchase | 89.5% | 1,088 | $415K | 94% | 224 |
| Investment cash-out refinance | 62.5% | 237 | $305K | 97% | 88 |
| Investment refinance | 82.0% | 211 | $425K | 94% | 88 |
| Investment home improvement | 56.3% | 151 | $125K | 87% | 41 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.