Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Arapahoe County, Colorado
Every institution that decided a 1–4 unit mortgage application in Arapahoe County, home to Aurora, between 2023 and 2025: 51,209 applications, 39,518 loans actually funded, across 8 kinds of borrowing.
Arapahoe County at a glance
51,209Applications decided
2023–2025
39,518Loans funded
77% of decisions
161Census tracts
24 ZIP codes
655,709People
ACS 2023
What the data shows
The typical purchase mortgage here is $445K.
Investment home improvement is the hardest money to get here: lenders approved 53% of 375 applications.
Lending by loan type in Arapahoe County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 91.0% | 26,324 | $445K | 97% | 520 |
| Home improvement loans | 66.9% | 6,836 | $85K | 93% | 148 |
| Cash-out refinance | 67.8% | 8,615 | $185K | 94% | 309 |
| Refinance | 73.7% | 6,147 | $455K | 93% | 317 |
| Investment property purchase | 89.5% | 1,838 | $335K | 96% | 251 |
| Investment cash-out refinance | 65.5% | 606 | $285K | 94% | 141 |
| Investment refinance | 71.6% | 468 | $335K | 90% | 125 |
| Investment home improvement | 52.8% | 375 | $105K | 88% | 68 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.