Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Broward County, Florida
Every institution that decided a 1–4 unit mortgage application in Broward County, home to Fort Lauderdale, between 2023 and 2025: 133,091 applications, 85,068 loans actually funded, across 8 kinds of borrowing.
Broward County at a glance
133,091Applications decided
2023–2025
85,068Loans funded
64% of decisions
416Census tracts
53 ZIP codes
1,946,127People
ACS 2023
What the data shows
Lenders approved 79.9% of home-purchase applications in Broward County, 3.8 points below the Florida rate.
The typical purchase mortgage here is $405K.
Investment home improvement is the hardest money to get here: lenders approved 40% of 1,290 applications.
Lending by loan type in Broward County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 79.9% | 61,511 | $405K | 96% | 738 |
| Home improvement loans | 47.5% | 20,209 | $95K | 86% | 232 |
| Cash-out refinance | 58.4% | 22,279 | $225K | 93% | 428 |
| Refinance | 58.5% | 11,384 | $315K | 90% | 407 |
| Investment property purchase | 77.1% | 10,730 | $335K | 94% | 559 |
| Investment cash-out refinance | 67.1% | 4,098 | $255K | 88% | 275 |
| Investment refinance | 61.5% | 1,590 | $335K | 84% | 236 |
| Investment home improvement | 39.8% | 1,290 | $115K | 86% | 124 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.