Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Collier County, Florida
Every institution that decided a 1–4 unit mortgage application in Collier County, home to Naples, between 2023 and 2025: 33,568 applications, 24,262 loans actually funded, across 8 kinds of borrowing.
Collier County at a glance
33,568Applications decided
2023–2025
24,262Loans funded
72% of decisions
108Census tracts
19 ZIP codes
387,681People
ACS 2023
What the data shows
The typical purchase mortgage here is $455K.
Investment home improvement is the hardest money to get here: lenders approved 52% of 498 applications.
Lending by loan type in Collier County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 84.1% | 14,281 | $455K | 97% | 597 |
| Home improvement loans | 54.8% | 4,768 | $105K | 90% | 161 |
| Cash-out refinance | 63.5% | 3,601 | $255K | 94% | 275 |
| Refinance | 65.9% | 2,767 | $305K | 92% | 285 |
| Investment property purchase | 87.4% | 6,256 | $405K | 96% | 676 |
| Investment cash-out refinance | 70.5% | 879 | $325K | 91% | 188 |
| Investment refinance | 68.5% | 518 | $405K | 92% | 202 |
| Investment home improvement | 52.0% | 498 | $225K | 93% | 99 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.