Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Houston County, Georgia
Every institution that decided a 1–4 unit mortgage application in Houston County, home to Warner Robins, between 2023 and 2025: 15,651 applications, 12,144 loans actually funded, across 8 kinds of borrowing.
Houston County at a glance
15,651Applications decided
2023–2025
12,144Loans funded
78% of decisions
38Census tracts
8 ZIP codes
166,902People
ACS 2023
What the data shows
The typical purchase mortgage here is $255K.
Lending by loan type in Houston County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 89.4% | 8,127 | $255K | 97% | 335 |
| Home improvement loans | 67.4% | 1,855 | $65K | 90% | 69 |
| Cash-out refinance | 66.4% | 2,464 | $165K | 95% | 150 |
| Refinance | 80.4% | 1,726 | $285K | 89% | 139 |
| Investment property purchase | 88.9% | 862 | $135K | 95% | 167 |
| Investment cash-out refinance | 66.2% | 204 | $125K | 95% | 63 |
| Investment refinance | 90.5% | 335 | $85K | 95% | 62 |
| Investment home improvement | 55.1% | 78 | $65K | 95% | 28 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.