Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Bibb County, Georgia
Every institution that decided a 1–4 unit mortgage application in Bibb County, home to Macon, between 2023 and 2025: 9,928 applications, 7,043 loans actually funded, across 8 kinds of borrowing.
Bibb County at a glance
9,928Applications decided
2023–2025
7,043Loans funded
71% of decisions
48Census tracts
9 ZIP codes
156,543People
ACS 2023
What the data shows
The typical purchase mortgage here is $205K.
Investment home improvement is the hardest money to get here: lenders approved 50% of 119 applications.
Lending by loan type in Bibb County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 84.6% | 4,523 | $205K | 95% | 291 |
| Home improvement loans | 51.5% | 1,197 | $55K | 92% | 68 |
| Cash-out refinance | 59.5% | 1,568 | $135K | 93% | 116 |
| Refinance | 76.6% | 753 | $195K | 88% | 115 |
| Investment property purchase | 86.7% | 967 | $105K | 94% | 175 |
| Investment cash-out refinance | 73.1% | 427 | $95K | 93% | 91 |
| Investment refinance | 90.4% | 374 | $105K | 95% | 63 |
| Investment home improvement | 49.6% | 119 | $85K | 97% | 38 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.