Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Kane County, Illinois
Every institution that decided a 1–4 unit mortgage application in Kane County, home to Aurora, between 2023 and 2025: 34,762 applications, 27,821 loans actually funded, across 8 kinds of borrowing.
Kane County at a glance
34,762Applications decided
2023–2025
27,821Loans funded
80% of decisions
104Census tracts
24 ZIP codes
516,097People
ACS 2023
What the data shows
The typical purchase mortgage here is $295K.
Investment home improvement is the hardest money to get here: lenders approved 45% of 167 applications.
Lending by loan type in Kane County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 91.5% | 18,735 | $295K | 98% | 439 |
| Home improvement loans | 62.3% | 4,468 | $85K | 92% | 120 |
| Cash-out refinance | 71.6% | 5,109 | $155K | 95% | 243 |
| Refinance | 79.8% | 4,240 | $285K | 95% | 258 |
| Investment property purchase | 90.1% | 1,368 | $195K | 97% | 212 |
| Investment cash-out refinance | 75.9% | 349 | $185K | 96% | 87 |
| Investment refinance | 85.0% | 326 | $185K | 98% | 80 |
| Investment home improvement | 44.9% | 167 | $85K | 95% | 37 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.