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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Kane County, Illinois

Fat Boy Data analyzed home improvement loan activity in Kane County, Illinois, home to Aurora, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,468 applications were decided by 120 lenders between 2023 and 2025.

Kane County at a glance

120Active lenders28 with 20+ decisions
62.3%Market approval rate2,784 of 4,468 decided
$85KTypical loanmedian lender, $10K brackets
92%Borrower take-up2,566 loans funded

How Kane County compares

Approval rate compared
Kane County62.3%Illinois57.9%All 616 counties62.7%
Typical loan compared
Kane County$85KIllinois$75KAll 616 counties$75K

What the data shows

BMO Bank National Association made the most home improvement loans in Kane County, IL, 310 of them.

Consumers Cooperative Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 90% of 152.

The typical home improvement loan here is $85K, 13% larger than the Illinois typical of $75K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 28 lenders with 20+ decisions here
0%25%50%75%100%One lender: 39% approved of 179One lender: 41% approved of 278One lender: 44% approved of 84The Huntington National Bank: 47% approved of 324Bank of America, National Association: 50% approved of 376BMO Bank National Association: 55% approved of 582One lender: 56% approved of 84One lender: 57% approved of 21Fifth Third Bank, National Association: 58% approved of 368One lender: 63% approved of 270One lender: 65% approved of 65One lender: 66% approved of 111One lender: 66% approved of 59One lender: 70% approved of 33First American Bank: 73% approved of 343One lender: 73% approved of 59One lender: 74% approved of 65One lender: 75% approved of 114One lender: 75% approved of 20One lender: 76% approved of 54One lender: 79% approved of 28One lender: 81% approved of 101One lender: 83% approved of 41One lender: 84% approved of 50One lender: 87% approved of 54One lender: 89% approved of 38One lender: 90% approved of 152One lender: 99% approved of 141

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in Kane County

LenderApprovalApprovedTaken upTypical loanLoans made
1BMO Bank National Association55%321 / 58297%$105K310
2Bank of America, National Association50%188 / 37698%$75K185
3Fifth Third Bank, National Association58%213 / 36897%$105K207
4First American Bank73%249 / 34399%$105K247
5The Huntington National Bank47%152 / 32497%$85K147

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 115 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in Kane County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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