Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for LaSalle County, Illinois
Every institution that decided a 1–4 unit mortgage application in LaSalle County, home to Ottawa, between 2023 and 2025: 5,827 applications, 4,629 loans actually funded, across 8 kinds of borrowing.
LaSalle County at a glance
5,827Applications decided
2023–2025
4,629Loans funded
79% of decisions
28Census tracts
11 ZIP codes
109,049People
ACS 2023
What the data shows
The typical purchase mortgage here is $145K.
Home improvement loans is the hardest money to get here: lenders approved 62% of 394 applications.
Lending by loan type in LaSalle County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 88.3% | 3,378 | $145K | 97% | 210 |
| Home improvement loans | 62.4% | 394 | $45K | 94% | 63 |
| Cash-out refinance | 68.5% | 830 | $115K | 96% | 95 |
| Refinance | 77.3% | 626 | $105K | 95% | 99 |
| Investment property purchase | 93.1% | 418 | $85K | 96% | 99 |
| Investment cash-out refinance | 69.8% | 63 | $95K | 89% | 29 |
| Investment refinance | 87.8% | 74 | $75K | 98% | 31 |
| Investment home improvement | 68.2% | 44 | $65K | 100% | 21 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.