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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in LaSalle County, Illinois

Fat Boy Data analyzed cash-out refinance activity in LaSalle County, Illinois, home to Ottawa, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 830 applications were decided by 95 lenders between 2023 and 2025.

LaSalle County at a glance

95Active lenders13 with 20+ decisions
68.5%Market approval rate569 of 830 decided
$115KTypical loanmedian lender, $10K brackets
96%Borrower take-up546 loans funded

How LaSalle County compares

Approval rate compared
LaSalle County68.5%Illinois66.4%All 616 counties68.2%
Typical loan compared
LaSalle County$115KIllinois$155KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in LaSalle County, IL, 102 of them.

First Federal Savings Bank approved the highest share of applications among lenders with at least 20 decisions here, 95% of 20.

The typical cash-out refinance here is $115K, 26% smaller than the Illinois typical of $155K.

Approval rate of all 13 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 25% approved of 48One lender: 42% approved of 31One lender: 52% approved of 21One lender: 56% approved of 25Loandepot.Com, LLC: 67% approved of 49Rocket Mortgage, LLC: 70% approved of 149One lender: 78% approved of 27One lender: 79% approved of 24Financial Plus Credit Union: 83% approved of 66One lender: 83% approved of 24One lender: 91% approved of 23Eureka Savings Bank: 94% approved of 35One lender: 95% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in LaSalle County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC70%105 / 14997%$115K102
2Financial Plus Credit Union83%55 / 6693%$95K51
3Loandepot.Com, LLC67%33 / 4997%$155K32
4Amerisave Mortgage Corporation25%12 / 4892%$85K11
5Eureka Savings Bank94%33 / 3597%$85K32

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 90 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in LaSalle County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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