Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Douglas County, Kansas
Every institution that decided a 1–4 unit mortgage application in Douglas County, home to Lawrence, between 2023 and 2025: 6,571 applications, 5,449 loans actually funded, across 8 kinds of borrowing.
Douglas County at a glance
6,571Applications decided
2023–2025
5,449Loans funded
83% of decisions
27Census tracts
9 ZIP codes
119,547People
ACS 2023
What the data shows
The typical purchase mortgage here is $275K.
Home improvement loans is the hardest money to get here: lenders approved 75% of 726 applications.
Lending by loan type in Douglas County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 89.8% | 3,278 | $275K | 98% | 245 |
| Home improvement loans | 74.7% | 726 | $55K | 91% | 62 |
| Cash-out refinance | 75.6% | 878 | $155K | 95% | 106 |
| Refinance | 83.2% | 760 | $215K | 95% | 127 |
| Investment property purchase | 96.7% | 656 | $195K | 98% | 124 |
| Investment cash-out refinance | 83.0% | 53 | $175K | 95% | 34 |
| Investment refinance | 91.9% | 161 | $175K | 97% | 41 |
| Investment home improvement | 79.7% | 59 | $95K | 96% | 24 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.