Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Shawnee County, Kansas
Every institution that decided a 1–4 unit mortgage application in Shawnee County, home to Topeka, between 2023 and 2025: 12,882 applications, 10,105 loans actually funded, across 8 kinds of borrowing.
Shawnee County at a glance
12,882Applications decided
2023–2025
10,105Loans funded
78% of decisions
46Census tracts
18 ZIP codes
178,315People
ACS 2023
What the data shows
The typical purchase mortgage here is $185K.
Investment cash-out refinance is the hardest money to get here: lenders approved 60% of 104 applications.
Lending by loan type in Shawnee County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 90.3% | 6,177 | $185K | 96% | 240 |
| Home improvement loans | 72.6% | 1,582 | $45K | 90% | 63 |
| Cash-out refinance | 69.5% | 2,277 | $105K | 91% | 129 |
| Refinance | 78.8% | 1,323 | $165K | 91% | 119 |
| Investment property purchase | 95.2% | 999 | $105K | 96% | 100 |
| Investment cash-out refinance | 59.6% | 104 | $65K | 92% | 36 |
| Investment refinance | 92.8% | 318 | $95K | 98% | 44 |
| Investment home improvement | 81.4% | 102 | $65K | 93% | 30 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.